Privacy Statement.

This Privacy Statement governs the manner in which Adjusters Reference Manual collects, uses, maintains and discloses information collected from members in provisioning web services including search, listings, information supply, domain name registration, basic dns services, web hosting, and other related internet services. Adjusters Reference Manual reserves the right to change this Privacy Statement and its policies prospectively at any time, subject to applicable laws and regulations, by posting notice of such changes on its web sites.

Privacy: Adjusters Reference Manual is committed to safeguarding the information its members entrust to it. As a sign of our commitment to protect consumer privacy, we have publicly posted this privacy statement.

The Personal Information We Collect: Adjusters Reference Manual may collect personally identifiable information from members in a variety of ways, including online and offline subscription and order forms, paper or telephone submissions, and other instances where members are invited to volunteer such information. Additionally, contact information may be collected during any correspondence relating to member support, as well as in connection with products and services offered on Adjusters Reference Manual sites. We collect your name, business name and type, address, phone number, email address, billing information including credit card number and expiration date. We only use your name, address, billing information/credit card information to process your order. The addresses are used for customer support, required notifications, product and policy updates and marketing releases. Under no circumstances will we use this information for anything else not described in this privacy notice.

Financial Information: Whenever anyone signs up for any product or service through Adjusters Reference Manual, we may require financial information such as a credit card number and billing address before we will process that application. We will not sell, share or rent any financial information collected except as disclosed in this policy or as necessary to fulfill orders.

Protocol (IP) Addresses: IP addresses are collected from all visitors to the Adjusters Reference Manual Site. IP addresses are used to administer the daily operations of our site, to help diagnose problems with our servers, and to help prevent fraud.

Data Integrity: We make diligent efforts to maintain accurate information on our members. To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, Adjusters Reference Manual has put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect.

Data Security: Adjusters Reference Manual has put stringent security procedures in place to protect information collected about our members. We constantly monitor our systems, which are protected using what Adjusters Reference Manual deems to be industry-standard security measures. Some areas of our system use Secure Sockets Layer ("SSL") connections to communicate to our system to protect Member financial information as well as encrypting vital information that members input through Adjusters Reference Manual's web sites. However, Adjusters Reference Manual cannot guarantee that the information submitted to, maintained on, or transmitted from our systems will be completely secure.

Data Access: To protect privacy and security, Adjusters Reference Manual reserves the right to take reasonable steps to verify Member identity prior to granting access or processing changes or corrections.

Cookies: Adjusters Reference Manual uses "cookie" technology in order to enhance our Members' online experience and for authentication purposes, associating them with your personally identifiable information. They are also used for measuring certain traffic patterns, and to preclude you from having to re-enter your user handle or password during multiple visits to the site. Additionally, cookies can track your progress in online promotions so you receive coupons that may be available to you. Cookies may also be used by advertising service vendors that place ads on our site and to authenticate access to additional services provided by Adjusters Reference Manual at other web sites. Web browsers may be set to disable cookies, but please note that certain Adjusters Reference Manual services may not function correctly if cookies are not enabled.

How Information is used: Adjusters Reference Manual may contact members regarding products and services offered by Adjusters Reference Manual and its trusted affiliates, business partners, and independent contractors. We may also use information collected through our Web site for research regarding the effectiveness of the Web site and related marketing, advertising and sales efforts. Information will only be made publicly available where mandated by governing agencies or as disclosed in the terms and conditions of our agreements with members. We will not post any testimonials or comments made by our members without their explicit permission.

Electronic communications may be sent by Adjusters Reference Manual using members' personal contact information to inform them of important industry news or about general services and upgrades provided by MPAdjusters Reference Manual In order to fulfill our service obligations, Adjusters Reference Manual will send emails regarding Members' account administration, billing, or service interruptions for system maintenance.

Disclosure: Information collected from customers may be disclosed to independent contractors and business partners who have agreed to hold this information in confidence, not use it for any purpose except to carry out the service they are providing for Adjusters Reference Manual, and honor our privacy and security policies in the way this information is handled. Adjusters Reference Manual may also disclose aggregate, anonymous data based on information collected from customers to actual or prospective investors and partners. Should a sale of Adjusters Reference Manual's business ever occur, collected Customer information may be transferred along with the sale but the information will be treated in the same manner as this privacy policy.

Contact Information: Contact information may be collected during any correspondence relating to customer support, as well as in connection with products and services offered on the Site.

3rd Party: If you opt to order third-party products or services made available through our site, we may fill in blanks on the order form for your convenience, using account data that you have previously provided us. This data is displayed for your review before the form is submitted, and you will have the option to delete or modify it before the data is sent. When you click to place your order, the data will be sent those 3rd parties. These 3rd parties have agreed to hold this information in confidence, not use it for any purpose except to carry out the service they are providing us, and honor our organization's privacy and security policies in the way this information is handled. Adjusters Reference Manual does screen and choose its business partners and affiliates with our privacy goals in mind.

Miscellaneous Information: Certain additional non-personal types of information are collected and stored whenever Members interact with us. This information is collected to better develop and offer those products and services which are most desired within our industry. For example, our servers track the page to which Members link from Adjusters Reference Manual and the type of Web browser used. No personally identifiable information will be linked to this aggregated information, which may be shared with partners, market researchers and other third parties on an aggregate, non-personally identifiable basis.

Protection of Adjusters Reference Manual and Others: Account and other personal information may be released when we are required to do so by law, court order, law enforcement authority or regulatory agency, including ICANN.

Sites Other Than Adjusters Reference Manual : We strongly recommend that Members review the privacy statement and policies of any online service prior to submitting personal information. Adjusters Reference Manual has no control over and is not responsible for the gathering practices of other Web sites, including those to which we may link and those which may link to us.

Enforcement: To better protect member privacy we closely monitor our privacy practices and privacy statements through in-house automated and manual procedures.

Conditions of Use, Concerns: By choosing to visit and interact with Adjusters Reference Manual web sites, members agree that their visit and any dispute regarding the protection of their privacy during such visit is subject to this Privacy Statement.

Revisions or Changes: Regardless of later updates or changes to our privacy notice, we will never use the information you submit under our current privacy notice in a new way without first providing you an opportunity to opt-out or otherwise prevent that use.

How to Contact Us: Should questions concerning this privacy policy arise, contact us here:

www.ARManual.com
Adjusters Reference Manual
6165-D Waipoli Rd
Kapaa, HI 96746